Built for Nigerian businesses

One dashboard.
Every payment
your business needs.

Bulk airtime and data. Electricity. Payroll distribution. Scheduled recurring transactions. All from a single pre-funded wallet — no app, no hardware required.

Start for free →Sign in to your account
4 networks
MTN · Glo · Airtel · Etisalat
~2%
Fee per transaction. No subscription.
3 free
Wallet funding transactions/month
0 hardware
Runs entirely in your browser
business.biya.com.ng/dashboard
Biya

What you can do

Everything your ops team
actually needs

Stop handling each payment type separately. Biya Business puts bulk telecom, utilities, payroll, and scheduling under one roof.

📱

Bulk Airtime & Data

Upload a CSV of staff numbers and top up everyone in one go. All four major networks. Batch tracking shows exactly who got what — and what failed.

MTN · Glo · Airtel · Etisalat
⚡

Electricity Payments

Pay multiple meters across all your branches. Set them on a recurring schedule and forget it — Biya handles the rest.

Recurring supported
💸

Payroll Distribution

Upload staff profiles with bank details and salary info. Run group payroll or single disbursements. Deductions, tax, and pension handled at the record level.

Not full HR — just distribution
🔁

Scheduled Transactions

Set airtime, data, or electricity to run automatically on a schedule. Biya retries failed transactions, sends you an alert, and keeps a full audit trail. Set it once — it runs itself.

Auto-retry on failure
👥

Team & Permissions

Invite team members as Owner, Admin, or Viewer. Fine-grained permission controls across every action in the dashboard.

📊

Reports & Reconciliation

Generate PDF transaction reports for accounting. Per-batch breakdowns show success/failure counts. Filter by service type and date range.

PDF export

How it works

Up and running in three steps

No long onboarding. No hardware setup. Just sign up, fund your wallet, and start sending.

01

Create your account

Register with your business email. Invite team members and assign roles. Takes less than five minutes.

02

Fund your wallet

Top up your Biya Business wallet via Paystack. Three wallet funding transactions free per month — 1.5% after that, capped at ₦500.

03

Upload, schedule, done

Upload your staff list or set up recurring transactions. Biya runs them automatically, retries failures, and keeps a full record of everything.

Why Biya Business

Built for the way Nigerian businesses actually work

💳

No monthly subscription

You only pay when you transact. ~2% per transaction, capped. No idle fees when your team isn't active.

🔄

Automatic retries, not manual fixes

When a transaction fails, Biya retries it automatically with backoff. Failed batches don't silently disappear — you get an alert, and your wallet is refunded on confirmed failure.

🔒

PIN-protected financial actions

Every financial action requires PIN verification. Fine-grained team permissions with a full audit trail behind every transaction.

4
telecom networks
supported
₦0
monthly subscription.
Pay only when you transact.
3
free wallet fundings
per month
0 hardware
Everything runs in your browser — no POS, no cables, no setup
🌐
Get started today

Stop doing this manually.

Your team's airtime, the office electricity, payroll — none of it should require someone's full attention every month. Set it up once on Biya Business and let it run.

Create your account →Already have an account
✓ No subscription fee✓ No hardware✓ Cancel anytime